Rewards and Rebates Visa Card for Spotify Users Rewards and Rebates Visa Card for Spotify Users

With the evolution of technology, individuals have become reliant on the use of digital currency. Many online currency exchanges are now providing a platform for digital assets, making accessibility easier – along with other benefits as well, such as reimbursements.

With the evolution of technology, individuals have become reliant on the use of digital currency. Many online currency exchanges are now providing a platform for digital assets, making accessibility easier – along with other benefits as well, such as reimbursements. Depending on your type of card, you may be eligible for a 100% monthly reimbursement on certain subscription services, including Amazon Prime, Netflix, and Spotify.

Keep reading the article to dive into all there is to know about Spotify rebates, how they work, and till when you can take advantage of them.

Earn Rewards through The Visa Card

Jade Green/
Royal Indigo
Rose Gold/
Icy White

Members of the Visa Card are eligible to receive cash rewards through CRO Rewards. The cryptocurrency token used by is called CRO rewards, and one can exchange it on the website’s platform for fiat money or other digital currencies.

The Visa card issued by is a family of cards. Your stake determines the level of each card; the more your stake, the more bonuses and perks you can unlock. For instance, the premium card, Obsidian, provides up to 5% CRO back on most purchases.

Spending on the highlighted earning categories results in rewards in the form of reimbursements. Private Members may only receive one monthly rebate per merchant if they have an Obsidian, Icy White, or Frosted Rose Gold Card. Only the first six months of card ownership qualify for reimbursement for any other cards. The monthly rates for Spotify is capped at $13.99.

Depending on your card tier, CRO rewards are collected on qualifying purchases and yield a specific percentage back. CRO awards are immediately credited to your account after the transaction.


The top-tier and most expensive card in cryptocurrency, this choice has a prohibitive $400,000 staking requirement. Obsidian receives 2% (no stake) and 5% (active stake) CRO rewards for card usage, respectively. A monthly reimbursement on Netflix, Amazon Prime, and Spotify subscriptions is among the other benefits. The maximum monthly fee-free ATM withdrawal is set at $1,000.

Frosted Rose Gold and Icy White

They are the second-best cards in crypto. Icy White or Frosted Rose Gold are the options available to users. This second tier’s stacking requirement is $40,000, which is still absurdly high. Even though they continue to receive a monthly reimbursement from subscription services like Spotify, Amazon Prime, and Netflix, the benefits also decline. Rose Gold and White earn 3% (active stake) and 1% (no stake) CRO incentives on card purchases. Up to $1,000 in free ATM withdrawals are permitted each month.

Royal Indigo and Jade Green

The third-tier Visa Card cards are also available in Royal Indigo or Jade Green. The required staking amount for these cards is $4,000. On card purchases, Royal Indigo and Jade Green receive CRO incentives of 2% (active stake) and 0% (no stake), respectively.

The maximum monthly CRO Card reward is $50. Additional benefits include a monthly reimbursement for the first six months of Netflix and Spotify subscription services. The maximum monthly fee-free ATM withdrawal is $800.

Ruby Steel

The card with level four is Ruby Steel. A $400 staking threshold is necessary. Benefits include a monthly reimbursement for Spotify subscriptions for the first six months. For every $25 spent with a card, Ruby Steel earns 0% (no stake) and around 1% (active stake) in CRO rewards. $500 is the monthly maximum for no ATM fees.

The Midnight Blue

The free option on is the Midnight Blue card. Thus no staking is necessary. The card offers few benefits and doesn’t give cash back. The free ATM allowance per month is $200.00. Additionally, Midnight Blue is constructed of plastic instead of higher-tier cards made of metal. visa card obsidian, visa card Frosted Rose Gold/Icy White, visa card Jade Green/Royal Indigo, visa card Ruby Steel visa card Midnight Blue, icon of spotify, icon of netflix, icon of prime, icon of expedia, icon of airbnb, icon of lounge key, icon of, icon of bonus, icon of a surprise, icon of an airplane

All You Need to Know about Spotify Rebates

CRO Rewards are paid to your wallet app in CRO Token. Digital wallets, digital banking services, cryptocurrency exchanges, stored value products, money remittance services, security brokers/dealers, insurance sales, underwriting, and premiums, tax payments, government services, financial institutions, POI funding transactions, quasi-cash, and money orders and wire transfers are all excluded from the CRO Rewards program.

With each qualifying transaction, the CRO equivalent of the transaction amount will be put into the cardholder’s CRO Wallet and reflected immediately. Purchase rebates will be paid out in the equivalent of USD. On the first of every month, the rebate cap is reset. Only the portion of the card’s cashback that exceeds the maximum monthly purchase rebate will be credited. The limit for the purchase rebate for Spotify is $13.99 per month.

Now, you must be wondering why this is essential. Well, since is sending rebates in the form of CRO tokens, and CRO tokens have a cap of 30 billion, this model is not sustainable. So, for instance, if there are 1 million individuals who have access to a card and are receiving rebates, then inevitably, will be paying out 100 million CRO tokens a month. Once again, considering the 30 billion cap and the fact that individuals are currently holding on to their CRO tokens, eventually, the CRO tokens will run out. This means that will either have to reduce the number of rebates or end them entirely.

Are Spotify Rebates Coming to an End?

In a recent email, announced updated merchant rebate perks. In other words, it will continue paying Netflix and Spotify until January 23rd, 2023, and stop providing this benefit.

All Visa cardholders will only be qualified for merchant rebates for the first six months following the activation of their card, according to a statement from, which took effect on July 23, 2022. These advantages will end after six months, and users won’t be eligible for CRO reimbursements any longer.

New Jade Green, Royal Indigo, and Ruby Steel as of July 23, 2022, 15:00 UTC. Following card activation, users of Visa Cards will only be qualified for merchant rebates for the first six months. After then, the six-month rebate advantage would end, and they won’t get any more CRO payments. According to their Card levels, cardholders are qualified for all merchants.

The business acknowledged that this change would apply to all merchant rebates, including those from Spotify and Netflix. will continue to reimburse these benefits under the newly updated merchant rebate benefits for an additional six months, with a new expiry date of 23 January 2023.

Instead, depending on their card tier, which runs across five tiers, from its Midnight Blue tier cards to its Obsidian tier cards, cardholders will receive up to 2% back when making purchases with these retailers.

However, the validity time on the new card tier will not be extended if a cardholder chooses to reduce their CRO share within the six-month merchant rebate benefit period. According to, private members who own an Icy White, Frosted Rose Cold, or Obsidian card can keep using their current merchant rebate privileges.

The Drawbacks of This Decision by

Following the Celcius and Voyager disaster, many crypto investors, as well as potential investors, have lost their trust in digital currency exchanges. They are questioning the value and credibility of cryptocurrency, whether or not they should even be investing in cryptocurrency, or if it is even relevant! Additionally, this is also leading people to believe that cryptocurrency may just be one big Ponzi scam. All these factors combined have had a negative impact on exchanges such as

While the overall trust factor for cryptocurrency is at an all time low, recent studies have shown that Visa cards have seen a significant rise in usage in 2021, as compared to 2020. Spending has increased in double digit rates in various industries such as fashion, clothing, as well as transportation. However, even with this significant rise, many do not believe in the value of crypto. What people miss out on is the fact that the global pandemic has affected numerous industries, for instance Shopify has been down – we are in an economic recession.

So, where does that leave Considering the fact that managed to attain a salient market share, it can be said that this CeFi is trying to power its way through the global recession and survive, ultimately holding great potential once the crypto market reaches a boom once again.

Key Takeaways

The Rewards Visa may be a lucrative choice for high-flying cryptocurrency fans searching solely to access their digital assets for spending quickly. Depending on the tier, the card offers a wealth of advantages and value, though occasionally at a very high staking demand. Due to the potential costs of keeping your cryptocurrency money locked up in the program, this may or may not make the card worthwhile to you.

The lower levels of the card only make sense for the average crypto hobbyist if your fee rebates are sufficient to justify placing what is essentially a security deposit.


How can I sign up for these benefits?

Download the App to apply for a Visa Card from the company.

Will I have to change my Spotify plan to avail these benefits?

Pay for your subscription by going to the relevant websites and using your Visa Card. Go to the subscription and payment page for existing Spotify/Netflix users to switch your payment method to the Visa Card.

Note: It might be necessary to enable international usage.

How do I get my rebates for Spotify? And will I get it right after my purchase?

Utilize your Visa Card to make your payment as usual. The CRO equivalent of the rebate will be deposited to your CRO Wallet by

Is the Visa Card required for all recurring subscription payments?

Yes, to take advantage of the discounts, you must pay for your subscription or switch your current payment method to a Visa card.

Will a user's Card Wallet balance need to be a certain minimum to purchase subscriptions?

Yes, you must have enough funds to cover the payment amount.

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